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The future of personal finance

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GROUP 6

The Last....

This will be my last post in this blog in this course. It has actually been a great fun to blog so I might keep on doing it, but maybe for another purpose.

This will be a bit of a nostalgic post, the last post, the course is over…..It´s with split feelings when I say that the course is over. It has been a great course with loads of fun. None of the lectures were alike and it has been with excitement that I’ve entered the lectures.

The final presentations today were great. It started off with, I think, one of the best presentations, except ours (group 6, the future of personal finance). The first group had made a great video. The fun thing was that all the presentations were very different in their ways. The biggest laughter was when a group showed a picture of Magnus looking like Borat. I won’t describe in detail what all the presentations were about, I will just say that the evening was really great, all groups had done a great job, some better than others.

I really hope that people will look at our blog after the class especially Magnus, because that´s were all the great information is. The videos that we showed in class were only previews of what our blog contains. Our presentation in class yesterday was only a presentation of the presentation. So, like I said, I really hope that people and especially the jury and Magnus are interested enough to spend some time scrolling around our blog, it´s really good and interesting. I also hope that we dazzled Magnus enough with our presentation.

I would like to end with giving a big big thank you to Magnus Lindkvist for making this course possible and making it so fun. Also a big big thank you to Caroline, who has been great all ten weeks. She´s a lifesaver….

Like I said I’m sorry to say that this course is over…..

That´s all for now and unfortunately for ever…..

I´d like to end with repeating what the chines girl Anna said in our film, A M A Z I N G….

Parking houses...

Yesterday evening I was watching I robot on TV3. It´s a futuristic movie about robots, where one is a bit different from the others. This special one can feel anger and other human things which lead to it getting a suspect in a murder. This blog post isn´t about the plot of the movie, it´s about different interesting things that I saw in the movie, especially a type of parking house. It would be great for the cities if they could offer more parking spaces, and if we could offer them in a way where they don´t need much space then we could build more apartments in the central city and so on.


The type of parking house that I saw in the movie was a kind of robotic parking house. You just park your car outside the parking house and a big claw takes the car and puts it in a free space, but with the front down. This is a kind of space optimization. This kind of parking house could be build underground. This kind would be great central in big cities, for example in Stockholm. If we could build the NK parking house underground with this space optimization method then we could have more stores or more apartments in the central of Stockholm.

I have actually seen a parking house in Vasastan that uses a similar method. It´s not underground and it doesn´t space optimize like the I robot one, but it´s similar in the way that you just park your car in the entrance and then just press a button and your car will be placed automatically.

A thoughtful thing to think about, how we can develop smarter and more spaced optimized parking houses.

That´s all for now….

The future of downloading.....

This is a subject that I have to talk about. The question is how will it look in the future, will we still be downloading? Do we need to download? Will it be legal to download? These are all good questions that I don’t have an answer to.

If we look back, downloading has existed nearly as long as the internet has “lived”. But it has escalated throughout the years. More and more sites have popped up on the net. But is has developed into a more and more legal problem. The music writers and artists wants to get paid for their work, the film writers and studios also wants to get paid. The problem here is that the new sites that have developed have this new system that makes it hard for the authorities to catch the downloader’s. A question here is if this will escalate? Will we have more charges on people who download? Will downloader’s face jail time?

I think that it will be impossible to stop all the downloader´s. The solution will be that they will meet half way. There is a solution on the idea stage. The idea is that when you buy your internet contract you choose if you want to download or not. If you say yes, then you choose how much you want to download, suppose you have three alternatives there. Then you pay a specific sum of money each month and you can download legal thereafter. The money will then be divided fairly to all the artist and screen writers and so on. The more they get downloaded the more percentage they will get. If you choose not to download then you will give the internet company the full power to check that you don´t download, and If you do, then you will be punished. This is a very good solution. The downloader´s can download with good conscious and the music and film companies will get some money. The companies have to think that it´s better than nothing, because today they don´t get anything from the downloader´s.

The downloading itself will be more and more accepted and it will be more and more used. Today people download everything from programs to television shows. Today you can even rent movies on the net, by just paying a sum of money, this means that you don´t need to go to the video store, you can just sit at home and rent your favorite movie, this means that your movie will always be in stock. This is not the same as the downloading that I talked about before, but it shows that more sites wants to use the escalation of downloading. But the big downloader’s don´t rent movies, they just download it without paying anything, and that´s where the idea that I talked about before enters…

A thought that I have is that we maybe will be able to download directly on the TV, the future televisions will either have a built in computer in them or they will be directly connected to the computer. So instead of choosing channel you can choose whatever movie or series you want to watch.

That´s all for now from my thought about downloading…..

Another way to use your phone...

With this you play retro games on a jumbotrone with your phone. "The essential appeal is audience participation on a massive scale". The megaphone is another example of harnessing cell phones to enhance a marketing effort. I´ll let the pictures and video speak for itself....

http://www.playmegaphone.com

That´s it for today......

The end of travel angency shops?....

Today I visited some travel agencies to book a trip. In the first agency that I visited I found a lot of catalogues that you could pick and take home. But when I reached the second one, there they didn´t have any, the only thing they had was a smaller version of the real catalogue where they had picked their favorites. This made me think. Is this the next step, no catalogues and only internet?

If we look back, we had no internet and only travel agencies with a lot of catalogues but after time has passed by, internet has gotten bigger and bigger. More and more people have gotten used to order their trip on the internet. They have even gotten used to paying their trip on the net. There are seldom people in the travel agency shops, most people sit at home and choose their trip. Today we have travel agencies that only occur on the net.

So where is this heading? he people who visit the travel agencies are mostly old people who don´t rely on the net. What are they going to do if the agency shops disappear? Will they disappear?

I think they will, but at the same time I think that the internet will be easier to use. Today you can apply to internet courses for old people so it´s getting more and more accepted by everyone.

This was just a short spontaneous post…..

Now it´s time to have a Friday beer……

Last but not least....

Last night we had our last guest lecturer and I must admit, it was one of the best and the most fun presentation. Why did I think that, well because I´m a gadget nerd and Sven talked a lot about gadgets in the future. He showed us a lot of cool things that will come. For example the virtual reality games in real life, the GPS soccer game was really cool.

At first he started to talk about what micro trends are and what they should involve. Micro trends are small changes cases of changes and they have to have four things, they have to be eye-catching, new, intelligent and structural change. That led to the next topic, the 5th screen. Nobody knows what the 5th screen will be, but there are a lot of guesses out there. To clarify, the first screen is the cinema, the second is the television, the third is the pc and the fourth is the mobile phone, but what will the fifth be…..

My guesses of the 5th screen are maybe something with our eyes, like the lens that Sven talked about. A lens that can zoom in stuff and get information from people that you zoom in. It will also have a night vision.

Sven also talked about some things that will reach the internet soon. The new search engines, you will be able to search with pictures instead of words. Also if you see a cool watch in an ad, then you can just copy that picture and print it in the search engine and you will get all prizes of the watch, you will even get cheaper alternatives and where you can buy them. The next thing will be to combine internet series with the search engine, So for example, if you´re sitting and watching entourage and you think that Vincent Chase has really cool shoes, then you can just press the menu and choose his shoes , and you can instantly buy the shoes. This sounded really cool and useful and I think it will reach us very soon. That will be a new big trend in on the internet.

Another interesting thing that Sven talked about is the future of the cell phone. The phone will be a gadget that will control everything, well not everything, but the electronics in the home, the car and a lot of more things.

So, will just have to wait and see if Sven’s guesses will be true….

One thing that´s true, is that the presentation was very interesting and giving…That´s all for now….